Expertise
More choice for employees. More flexibility for employers.
Voluntary benefits give employees access to additional coverage and services beyond traditional employer-sponsored benefits. Depending on the program, employees typically pay most or all of the cost, often through payroll deduction.
Patriot helps employers evaluate voluntary benefit options that complement their broader benefits strategy and reflect the needs of their workforce.
Common voluntary benefits may include:
- Accidental death and dismemberment coverage
- Accident insurance
- Critical illness insurance
- Hospital indemnity insurance
- Identity theft services
- Pet insurance
- Supplemental life insurance
Available options vary by employer, carrier, and plan design.
Why voluntary benefits matter
Employees have different priorities, financial situations, and coverage needs. Voluntary benefits can give them more flexibility to select additional protection based on their individual circumstances.
For employers, these benefits can help expand the overall offering without requiring the organization to fund the full cost of every additional benefit. They can also complement existing medical, retirement, and work-life programs while supporting efforts to attract and retain employees.
A thoughtful approach makes a difference
The right mix of voluntary benefits starts with understanding what employees value and how the program will be communicated and administered. Clear education and enrollment support can help employees understand their options and make informed decisions.
Patriot works with employers to evaluate available options, support employee communication and enrollment, and develop a voluntary benefits program that fits within their overall Employee Benefits strategy.
Talk with our team to explore voluntary benefit options for your organization.
