Industry Insights & Resources

Insights

Welcome to Patriot Insights - your go to source for expert news and blogs. From protecting your families, businesses, and employees to navigating industry trends, our team shares knowledge to help you make decisions with confidence.

Access the latest expert insights on insurance and risk management through our blog posts, news articles, and Patriot updates.

What Do Employees Value Most in a Benefits Package?

What Do Employees Value Most in a Benefits Package?

When it comes to attracting and retaining talent, salary is only part of the equation. Today's employees are taking a closer look at the complete benefits experience and evaluating whether their employer is helping support their health, financial security, and overall well-being.

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Could Captive Insurance Be the Right Fit for Your Transportation Business?

Could Captive Insurance Be the Right Fit for Your Transportation Business?

Many transportation companies are asking the same question: If we're investing in safety, training, and loss control, why do insurance costs continue to rise? While market conditions play a role, many fleet operators continue to face premium pressure driven by severe liability claims, changing insurer appetite, and broader economic forces. As a result, more organizations are exploring alternative approaches to financing risk, including captive insurance.

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AI Is Changing Cyber Risk: Is Your Insurance Program Changing With It?

AI Is Changing Cyber Risk: Is Your Insurance Program Changing With It?

Artificial intelligence (AI) is changing both how businesses operate and how cyber threats are carried out. Phishing, business email compromise, social engineering, and fraudulent payment schemes are not new risks, but AI is making them more convincing and increasingly difficult to detect. Deepfake technology and AI-generated communications are adding new layers of complexity to an already evolving cyber landscape.

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Construction Risk Trends in 2026: What Contractors Need to Know Before They Bid

Construction Risk Trends in 2026: What Contractors Need to Know Before They Bid

The construction industry continues to create new opportunities, but the risks surrounding projects are becoming more complex. While investment is accelerating in areas such as data centers, AI infrastructure, power generation, and critical infrastructure, many contractors are still navigating labor shortages, rising wages, material volatility, financing pressures, and increasing liability costs. These challenges are reshaping how contractors evaluate growth and plan for future projects.

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What the Montgomery Decision Means for Transportation Risk Leaders

What the Montgomery Decision Means for Transportation Risk Leaders

A recent U.S. Supreme Court decision is bringing renewed attention to how freight brokers select motor carriers and how those decisions may be evaluated after a serious loss. In Montgomery v. Caribe Transport II, LLC, the Court held that a state-law negligent-hiring claim against a freight broker was not preempted by the Federal Aviation Administration Authorization Act’s motor vehicle safety exception.

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Ergonomics and Injury Prevention in Construction: Protecting Your Workforce

Ergonomics and Injury Prevention in Construction: Protecting Your Workforce

Construction is physically demanding by nature. Lifting and moving materials, operating tools, working overhead, and working in awkward positions can place significant stress on employees' bodies throughout the day. Over time, these demands can contribute to musculoskeletal disorders (MSDs), strains, sprains, and other common overexertion injuries.

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