Industry Insights & Resources
Insights
Access the latest expert insights on insurance and risk management through our blog posts, news articles, and Patriot updates.
How Has Cyber Risk Changed Over the Past 12–18 Months?

Over the past 12 to 18 months, cyber risk has become more dynamic, more complex, and increasingly interconnected with broader business operations. From the adoption of AI to the growing speed of cyber incidents and legal action, organizations are facing new challenges that require both strategic planning and strong fundamentals.
Hearing Loss Prevention in Construction: How to Protect Workers, Strengthen Safety Culture, and Reduce Risk

Noise is an everyday part of construction. From jackhammers and concrete saws to generators, compressors, and heavy equipment, workers are regularly exposed to sound levels that can cause permanent hearing damage. Unlike many workplace injuries, hearing loss often develops gradually, often without pain or obvious warning signs.
What Cybersecurity Improvement Should Businesses Make?

October’s Cybersecurity Awareness Month is a reminder that improving cyber resilience doesn't always require a complete overhaul of technology or significant new investments. In many cases, meaningful progress comes from focusing on the controls, processes, and practices that can have the greatest impact on reducing risk, so you can move forward with confidence.
Protecting Your Home, Belongings, and Vehicles in a Time of Rising Costs

For many homeowners, insurance limits were selected years ago and then rarely revisited. The challenge is that the cost to rebuild a home, replace personal belongings, or purchase a comparable vehicle can change significantly over time. Construction labor, building materials, supply chain disruptions, and advances in vehicle technology have all contributed to rising replacement costs.
Beyond Enrollment: Helping Employees Understand Their Benefits

Many employers invest significant time and resources into building competitive employee benefits packages. From medical coverage and retirement plans to wellness programs and voluntary benefits, these offerings are designed to support employees and strengthen retention.
What Cyber Risks Are Businesses Underestimating?

October is Cybersecurity Awareness Month, making it the perfect time for businesses to take a fresh look at their cyber risk exposures. While ransomware and major data breaches often dominate headlines, some of today's most significant risks may be receiving less attention than they deserve.